The subject of ā€˜Remortgagesā€™ is one of the hottest topics in today’s property market. With remortgage rates at a historic low and lenders appearing to be actively competing for a share in this market, it has never been more important to contact an Independent Mortgage Adviser to find the best deal.

We have noticed a sharp increase in the numbers of homeowners contacting us to take advantage of these low rates and the trend appears to be towards fixed rate remortgages where the fixed period is 3 to 5 years. Many people are consolidating debt from credit cards and loans that have a higher interest rate to reduce the monthly outgoings and others that have been on their current lenders standard variable rate are looking to reduce their monthly mortgage payment.

Where to Start?

RemortgageUs gives you the opportunity to research your own remortgage on our residential mortgage search page, or our Buy-to-Let mortgage search pageĀ where you can get the latest remortgage rates by completing a few brief details that will take about 1 minute. Alternatively you can ask our Independent Mortgage Advisers to help you, we provide free remortgage advice and will discuss all your remortgage options with you.

How do I apply?

If you have found a remortgage rate that you like, simply complete the enquire form and leave the rest to us. We will advise you what documents the lender will need, complete all paperwork for you and take care of everything from to start to finish.

How long does it take?

The whole process should take about a month to complete however this may vary from lender to lender.

ClickĀ hereĀ to contact one of our expert independent mortgage advisers from 1st Call 4 Mortgages (UK) Ltd, for free mortgage advice. 1st Call 4 Mortgages (UK) Ltd isĀ authorised and regulated by the FCA.